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Oz:
Hey everyone, Oz here. Today I’m doing another interview with one of my students. I have Danny here. Hey, Danny, how you doing?

Danny:
Good Oz, how are you?

Oz:
Great way, thank you. Danny has been with me for, how long has it been Danny since you joined the program?

Danny:
Oh, I think we’re probably going on six or seven weeks.

Oz:
Okay, it’s been about six or seven weeks since he had found me online and he joined the program. So I wanted to bring him on to walk you guys through his journey so far, this hasn’t been even two months yet. Because you have people from all walks of lives. We have people with kids. And we have people with two jobs. We have a ton of single moms who are trying to make it happen. They are looking for a way to make a better living, not having to work for someone else. Or, be able to make a comfortable living while spending more time with their kids and family without having to dedicate pretty much their entire life to survive.

Oz:
And I think that we have something for that. And instead of me talking about it, I want other people to share their experience so you guys get to hear that. Danny, he’s a perfect example of that. So Danny if you can take a minute to introduce us who you are and what you have been doing, and how you decided to start your merchant cash advance, or alternative lending business.

Danny:
Yeah, Sure. I have been in commercial mortgage lending for about 10 years, worked for a smaller banking institution. So I been in a salary position. So for me, I have seen the income potential if I can create my own business with whether it be commercial mortgages or business loans. And so I started doing a little research probably three or four months ago into trying to find opportunities that I could work from home, write my own leads, build my own business from the ground up. So that’s when I found one of your advertisements and we connected. And I believed what you were saying.

Danny:
I feel like I’m a good judge of your character. Even if I don’t really know the person I can tell if they’re shooting straight or not. And after talking to you a couple of times and watching your video, I felt like just the initial investment was going to be worth it to me. There wasn’t a lot of risk. But at the same time I felt like I could trust you.

Oz:
So let’s talk about the specifics. I know you recently funded your first deal. Let’s just talk about that, what kind of situation it was, and how much commission you made.

Danny:
Sure. It was actually an individual that makes very good outcome. I think he was an overeseas electrical contractor. But he got to a point where he wanted to start a business in the states, in his hometown. Because he’s getting to the point where he’s at the age, 45-50, he doesn’t want to travel anymore, he wants to stay home. And he had this piece of real estate that was free and clear. He had the income, but his credit was the worst credit I’ve ever seen, from divorces. He had a bad past as far as that goes, bad string of luck. And his credit was four-something, I don’t know.

Oz:
So, how much was the funding for that? How much did he get funded?

Danny:
The funding amount, I believe the approval was for 50 and I made 11%. So that was $5,500.00

Oz:
It was $50,000.00, and you made $5,500.00 from that?

Danny:
Yep.

Oz:
And how long did it take for you to get your commission in your bank account?

Danny:
It was pretty quick after we got it funded and everything. I think it was less than a couple days.

Oz:
Yeah, usually that’s the case. It can be next day, two or three days was pretty fast. That’s awesome you got your first under your belt within a couple of weeks literally of starting a brand new business. Most businesses do not make any revenue within their first year, and any profit, I should say. So that was-

Danny:
No, that guy, he’s local. Well he’s close to me, within 30 minutes. He actually came back last week and said, “If you want part ownership in this business I’m starting I’ll let you buy in too, because I really like you.” Just throwing that out there. That’s the kind of rapport that we built through the process.

Oz:
Wow, that’s quite amazing. Yeah, it opens all kinds of doors that you didn’t know existed before.

Danny:
I didn’t really see that coming. That’s what I was talking about, I don’t know, just making really good connections and making good relationships if you’re doing it.

Oz:
Yeah. Now you have another option, too [crosstalk 00:05:26]-

Danny:
That guy will be back-

Oz:
… lot of money. What’s that?

Danny:
He’ll be back.

Oz:
I’m sure he’ll be back, oh, yeah. Because it’s very difficult to find a good-hearted partner, especially who keeps his promises. You told him what you could do for him and you did it. Now he’s happy and you’re happy. And I know that you’re working on a bunch of other deals, too. How have you been generating those leads so far?

Danny:
Yeah, so all those leads have been from working the LinkedIn training that you have in your program.

Oz:
Okay.

Danny:
So the first, I would say, it really doesn’t take that long for leads to start flowing in. I think it was literally in the first couple of days.

Oz:
I remember. I know you hit me up on Messenger, you were like, “Hey, I got my first lead.” And then you’re working on this, you’re giving details. That’s just amazing.

Danny:
My first couple leads, they were not ready to do anything now. But we have a time to meet up in the future when the time is right, and we’re going to move forward and do something. Because the first guy, he was very successful, some kind of trucking business. He has good credit, good income and he signed a contract to expand his business with a local warehouse or something. And he’s going to have to buy another truck or two and hire some people. So that’s going to happen some time in the next couple months.

Oz:
Yeah, I remember you talking about it. And this person is from your local area?

Danny:
That guy was from Seattle.

Oz:
Yeah. So you live in a very remote place, but you can do business pretty much all over the place that’s not even close to where you are right now.

Danny:
I have apps for Seattle, New Jersey, Charlotte, North Carolina, Dallas, Texas, another guy in Texas, just off the top of my head. That just shows you where. Yeah, it’s been all over the place. I intentionally did that just messing around with the LinkedIn training and doing different areas, and just seeing what kind of response I’d get in different industries. So I was just trying to feel it out and get the hang of it.

Oz:
Yeah. And one question I get quite a bit from people who want to join the program is usually, “Hey, what would people think of me since I haven’t been doing this for a while? I know you talk about being a consultant but I don’t have any experience in the industry”, and things like that, and you coming in within a week or so and generating leads. What would you say to that?

Danny:
Well, anybody could have done what I did to generate those leads if you just follow the program. And I’m not just saying that, because that’s all I did. I’ve never done anything like that before but I just took the time to go through the training and implement each step. And you learn as you go. But then you get to a point where it’s just automatic.

Oz:
It’s just automatic. It gets to the point of just rinse and repeat. So you get a number of leads. Some of them will turn into super high-quality leads you’ll fund today. Some of them will be funded next week, next month. All you’re doing is building that massive pipeline that keeps coming back. I think people get stuck on this idea of how the other would see themselves when they meet them for the first time. But the reality is people are usually thinking of their own problems. They’re looking for a solution. A business owner who needs funding, they don’t necessarily go dig you up and look to see how much experience you have. It’s all about how you position, how you present yourself.

Oz:
And I think one of the things that you did greatly, and a bunch of other members did is, you just set the foundation the right way. So that way it doesn’t leave any room for any questions, and became a true consultant by being upfront and telling them what you can and you can’t do. We got to be realistic at some times. But that doesn’t change the size of the opportunity. There is a huge segment of the market who needs funding and they’re not getting that much help from the traditional banking system.

Danny:
Yeah. And to go back to what you said, there’s a lot of these people that I’ve dealt with that if I was trying to sell them hard, and not just be upfront with them and more of a consultant … I just treat them like people, like they’re my friend. That’s just how I do business and people really do appreciate that. They really do.

Oz:
We have a ton of people who come through my YouTube channel and other sources. And they have questions on their mind. So, what would your biggest recommendation be for someone who’s on the fence about either joining the program or starting the industry, what would you tell them?

Danny:
Well all I can do is tell my experience and basically what I’ve done. But I would just say that the investment is very minimal for what the possible return could be, for any of us that have signed up. But on top of that, there is no get-rich-quick. But I believe that this is a foundation and a program that if anyone wants to and are committed, that they can become successful and then just like you said, rinse and repeat and just scale your business.

Oz:
Yeah.

Danny:
When I start making more sales, that’s what I’m going to do. I’m going to scale my business. I’m going to bring in other options to increase my revenue streams by lead (missing audio).

Oz:
Absolutely. That’s what it comes down to. And what is one thing that you like the most about the training so far that you received from me in the program?

Danny:
Yeah, so the training is very simple. It’s literally, what is it, 1 through 30, or 1 through 31. It’s 31 videos. They’re all in a category and you watch one. You go to the next one. They’re all aligned. And you’ve designed it to where they’re in order on purpose. You need to go through those in order to set up your foundation and go to the next step. And it was very obvious to me that you did that in a way that was very beneficial to someone starting out. Certain things that you do first before you ever start anything else. And so I appreciated that. Outside of the training, the group that we have on Facebook, the Facebook group, what’s the name of the company? Successful-

Oz:
Successful Credit.

Danny:
Yeah. I’m sorry.

Oz:
No, that’s okay.

Danny:
The people on there are awesome. I’ve made some really good friends. But everyone in that group, I’ve not seen one person that’s not willing to help and that’s not positive.

Oz:
I think that’s the biggest asset that I’m really, really proud of. The training is great but I think we hand picked amazing people and built a community of individuals who are so positive. And everyone, they go out of their way. And I know members who jump on the phone with other members to help them out. And obviously there’s no financial interest to them, they’re just doing that. And the rest of the industry thinks that this is super competitive. They would hide from each other. We have the total opposite going on. So I am so happy for that.

Danny:
Yeah, I don’t know how you did that Oz. I don’t know how you created them, I really don’t. I don’t know how you created a group of people or gathered a group of people like that that they’re all so likeminded and positive, and willing to help. I don’t know, I think it’s rare, especially in the industry we’re in.

Oz:
Especially in this industry it’s rare. And it’s designed that I’m not surprised it is that way. Because honestly to this day, if someone wants to join the training I still talk to them in person. For example today, besides the agency stuff, our agency part of the business is almost fully automated so it doesn’t need my overseeing that much, but the program, I had about 12 meetings today.

Oz:
And the purpose of the meeting is not to sell the program. It’s for me to filter people. I literally declined three people. They wanted to pay, I didn’t let them in. Because we have a really good community and if I feel like someone’s intentions are not in the right place, or they’re a little like a pushy salesperson, a little sleezy, I don’t let them in. I think that’s one way that we accomplish what we’ve accomplished so far.

Danny:
Well, I would say that that would probably be it. Because I’ve been really surprised and in a good way.

Oz:
Yeah, that’s definitely great to hear that you’re noticing that, too. Any other last thoughts before we wrap it up? I don’t want to keep you long, I know you’re a very busy gentleman and your family’s looking forward to spending time with you.

Danny:
Yeah, I’ve got my little two year old boy and he follows me everywhere. He’s been dying to get in this room ever since I came in.

Oz:
Awesome, yeah.

Danny:
I think I’ve said a lot, but just that for all the people that are already doing it that might watch this video, or if it’s in the group or what-not, or for anyone that’s thinking about it, we all start at the same place if we’re new to it. We all know Daniel Diaz is part of our group and he’s been very successful.

Oz:
Superstar.

Danny:
He said something the other day on Facebook I saw. It was incredible because he’s very successful now. He made a comment, he said, “I didn’t start on top, I started at the bottom.” I don’t know, is he five years into the business, this industry?

Oz:
Five years and he’s tried pretty much everything once until he decided that the way to go is to do it online. Otherwise, for him, I think he broke $50,000.00 in commission last month. So I know companies, in order for them to get to that level they probably would need to have five, six people on the floor, an office, overhead and things like that. And they will be super miserable because their team is following thousands of people every single day. And he’s a father, he works from home and he’s able to accomplish it by himself, using the same strategies that you’re using and all the other people. But yeah, that guy is one amazing dude. And I’m sure basically he doesn’t mind helping others, too.

Danny:
Oh, he doesn’t. He’s been a big help to me, but I said all that just to make a point that I think he would agree that he didn’t start on top. And none of us do. But he’s an example that if you are determined and you’ll put the work and the time in, and you’ll stick with it that could be the end result. That’s the example right there.

Oz:
Amen. I can’t disagree with that. Listen Danny, thanks so much. I appreciate your time. I know you had a long day so I’ll let you go. But great to have you in the program and great to meet you as an individual. So I guess I’ll see you soon at the Mastermind Event. I’m looking forward to spending more time with you, all right?

Danny:
Yep. Looking forward to meeting you in person and everybody else, appreciate it.

Oz:
Take care buddy, talk to you later.

Danny:
You, too. Bye.

Oz:
Bye bye.

YouTube video

 

Oz:
Hey everyone, Oz here. Today I’m doing another interview with one of my students. I have Danny here. Hey, Danny, how you doing?

Danny:
Good Oz, how are you?

Oz:
Great way, thank you. Danny has been with me for, how long has it been Danny since you joined the program?

Danny:
Oh, I think we’re probably going on six or seven weeks.

Oz:
Okay, it’s been about six or seven weeks since he had found me online and he joined the program. So I wanted to bring him on to walk you guys through his journey so far, this hasn’t been even two months yet. Because you have people from all walks of lives. We have people with kids. And we have people with two jobs. We have a ton of single moms who are trying to make it happen. They are looking for a way to make a better living, not having to work for someone else. Or, be able to make a comfortable living while spending more time with their kids and family without having to dedicate pretty much their entire life to survive.

Oz:
And I think that we have something for that. And instead of me talking about it, I want other people to share their experience so you guys get to hear that. Danny, he’s a perfect example of that. So Danny if you can take a minute to introduce us who you are and what you have been doing, and how you decided to start your merchant cash advance, or alternative lending business.

Danny:
Yeah, Sure. I have been in commercial mortgage lending for about 10 years, worked for a smaller banking institution. So I been in a salary position. So for me, I have seen the income potential if I can create my own business with whether it be commercial mortgages or business loans. And so I started doing a little research probably three or four months ago into trying to find opportunities that I could work from home, write my own leads, build my own business from the ground up. So that’s when I found one of your advertisements and we connected. And I believed what you were saying.

Danny:
I feel like I’m a good judge of your character. Even if I don’t really know the person I can tell if they’re shooting straight or not. And after talking to you a couple of times and watching your video, I felt like just the initial investment was going to be worth it to me. There wasn’t a lot of risk. But at the same time I felt like I could trust you.

Oz:
So let’s talk about the specifics. I know you recently funded your first deal. Let’s just talk about that, what kind of situation it was, and how much commission you made.

Danny:
Sure. It was actually an individual that makes very good outcome. I think he was an overeseas electrical contractor. But he got to a point where he wanted to start a business in the states, in his hometown. Because he’s getting to the point where he’s at the age, 45-50, he doesn’t want to travel anymore, he wants to stay home. And he had this piece of real estate that was free and clear. He had the income, but his credit was the worst credit I’ve ever seen, from divorces. He had a bad past as far as that goes, bad string of luck. And his credit was four-something, I don’t know.

Oz:
So, how much was the funding for that? How much did he get funded?

Danny:
The funding amount, I believe the approval was for 50 and I made 11%. So that was $5,500.00

Oz:
It was $50,000.00, and you made $5,500.00 from that?

Danny:
Yep.

Oz:
And how long did it take for you to get your commission in your bank account?

Danny:
It was pretty quick after we got it funded and everything. I think it was less than a couple days.

Oz:
Yeah, usually that’s the case. It can be next day, two or three days was pretty fast. That’s awesome you got your first under your belt within a couple of weeks literally of starting a brand new business. Most businesses do not make any revenue within their first year, and any profit, I should say. So that was-

Danny:
No, that guy, he’s local. Well he’s close to me, within 30 minutes. He actually came back last week and said, “If you want part ownership in this business I’m starting I’ll let you buy in too, because I really like you.” Just throwing that out there. That’s the kind of rapport that we built through the process.

Oz:
Wow, that’s quite amazing. Yeah, it opens all kinds of doors that you didn’t know existed before.

Danny:
I didn’t really see that coming. That’s what I was talking about, I don’t know, just making really good connections and making good relationships if you’re doing it.

Oz:
Yeah. Now you have another option, too [crosstalk 00:05:26]-

Danny:
That guy will be back-

Oz:
… lot of money. What’s that?

Danny:
He’ll be back.

Oz:
I’m sure he’ll be back, oh, yeah. Because it’s very difficult to find a good-hearted partner, especially who keeps his promises. You told him what you could do for him and you did it. Now he’s happy and you’re happy. And I know that you’re working on a bunch of other deals, too. How have you been generating those leads so far?

Danny:
Yeah, so all those leads have been from working the LinkedIn training that you have in your program.

Oz:
Okay.

Danny:
So the first, I would say, it really doesn’t take that long for leads to start flowing in. I think it was literally in the first couple of days.

Oz:
I remember. I know you hit me up on Messenger, you were like, “Hey, I got my first lead.” And then you’re working on this, you’re giving details. That’s just amazing.

Danny:
My first couple leads, they were not ready to do anything now. But we have a time to meet up in the future when the time is right, and we’re going to move forward and do something. Because the first guy, he was very successful, some kind of trucking business. He has good credit, good income and he signed a contract to expand his business with a local warehouse or something. And he’s going to have to buy another truck or two and hire some people. So that’s going to happen some time in the next couple months.

Oz:
Yeah, I remember you talking about it. And this person is from your local area?

Danny:
That guy was from Seattle.

Oz:
Yeah. So you live in a very remote place, but you can do business pretty much all over the place that’s not even close to where you are right now.

Danny:
I have apps for Seattle, New Jersey, Charlotte, North Carolina, Dallas, Texas, another guy in Texas, just off the top of my head. That just shows you where. Yeah, it’s been all over the place. I intentionally did that just messing around with the LinkedIn training and doing different areas, and just seeing what kind of response I’d get in different industries. So I was just trying to feel it out and get the hang of it.

Oz:
Yeah. And one question I get quite a bit from people who want to join the program is usually, “Hey, what would people think of me since I haven’t been doing this for a while? I know you talk about being a consultant but I don’t have any experience in the industry”, and things like that, and you coming in within a week or so and generating leads. What would you say to that?

Danny:
Well, anybody could have done what I did to generate those leads if you just follow the program. And I’m not just saying that, because that’s all I did. I’ve never done anything like that before but I just took the time to go through the training and implement each step. And you learn as you go. But then you get to a point where it’s just automatic.

Oz:
It’s just automatic. It gets to the point of just rinse and repeat. So you get a number of leads. Some of them will turn into super high-quality leads you’ll fund today. Some of them will be funded next week, next month. All you’re doing is building that massive pipeline that keeps coming back. I think people get stuck on this idea of how the other would see themselves when they meet them for the first time. But the reality is people are usually thinking of their own problems. They’re looking for a solution. A business owner who needs funding, they don’t necessarily go dig you up and look to see how much experience you have. It’s all about how you position, how you present yourself.

Oz:
And I think one of the things that you did greatly, and a bunch of other members did is, you just set the foundation the right way. So that way it doesn’t leave any room for any questions, and became a true consultant by being upfront and telling them what you can and you can’t do. We got to be realistic at some times. But that doesn’t change the size of the opportunity. There is a huge segment of the market who needs funding and they’re not getting that much help from the traditional banking system.

Danny:
Yeah. And to go back to what you said, there’s a lot of these people that I’ve dealt with that if I was trying to sell them hard, and not just be upfront with them and more of a consultant … I just treat them like people, like they’re my friend. That’s just how I do business and people really do appreciate that. They really do.

Oz:
We have a ton of people who come through my YouTube channel and other sources. And they have questions on their mind. So, what would your biggest recommendation be for someone who’s on the fence about either joining the program or starting the industry, what would you tell them?

Danny:
Well all I can do is tell my experience and basically what I’ve done. But I would just say that the investment is very minimal for what the possible return could be, for any of us that have signed up. But on top of that, there is no get-rich-quick. But I believe that this is a foundation and a program that if anyone wants to and are committed, that they can become successful and then just like you said, rinse and repeat and just scale your business.

Oz:
Yeah.

Danny:
When I start making more sales, that’s what I’m going to do. I’m going to scale my business. I’m going to bring in other options to increase my revenue streams by lead (missing audio).

Oz:
Absolutely. That’s what it comes down to. And what is one thing that you like the most about the training so far that you received from me in the program?

Danny:
Yeah, so the training is very simple. It’s literally, what is it, 1 through 30, or 1 through 31. It’s 31 videos. They’re all in a category and you watch one. You go to the next one. They’re all aligned. And you’ve designed it to where they’re in order on purpose. You need to go through those in order to set up your foundation and go to the next step. And it was very obvious to me that you did that in a way that was very beneficial to someone starting out. Certain things that you do first before you ever start anything else. And so I appreciated that. Outside of the training, the group that we have on Facebook, the Facebook group, what’s the name of the company? Successful-

Oz:
Successful Credit.

Danny:
Yeah. I’m sorry.

Oz:
No, that’s okay.

Danny:
The people on there are awesome. I’ve made some really good friends. But everyone in that group, I’ve not seen one person that’s not willing to help and that’s not positive.

Oz:
I think that’s the biggest asset that I’m really, really proud of. The training is great but I think we hand picked amazing people and built a community of individuals who are so positive. And everyone, they go out of their way. And I know members who jump on the phone with other members to help them out. And obviously there’s no financial interest to them, they’re just doing that. And the rest of the industry thinks that this is super competitive. They would hide from each other. We have the total opposite going on. So I am so happy for that.

Danny:
Yeah, I don’t know how you did that Oz. I don’t know how you created them, I really don’t. I don’t know how you created a group of people or gathered a group of people like that that they’re all so likeminded and positive, and willing to help. I don’t know, I think it’s rare, especially in the industry we’re in.

Oz:
Especially in this industry it’s rare. And it’s designed that I’m not surprised it is that way. Because honestly to this day, if someone wants to join the training I still talk to them in person. For example today, besides the agency stuff, our agency part of the business is almost fully automated so it doesn’t need my overseeing that much, but the program, I had about 12 meetings today.

Oz:
And the purpose of the meeting is not to sell the program. It’s for me to filter people. I literally declined three people. They wanted to pay, I didn’t let them in. Because we have a really good community and if I feel like someone’s intentions are not in the right place, or they’re a little like a pushy salesperson, a little sleezy, I don’t let them in. I think that’s one way that we accomplish what we’ve accomplished so far.

Danny:
Well, I would say that that would probably be it. Because I’ve been really surprised and in a good way.

Oz:
Yeah, that’s definitely great to hear that you’re noticing that, too. Any other last thoughts before we wrap it up? I don’t want to keep you long, I know you’re a very busy gentleman and your family’s looking forward to spending time with you.

Danny:
Yeah, I’ve got my little two year old boy and he follows me everywhere. He’s been dying to get in this room ever since I came in.

Oz:
Awesome, yeah.

Danny:
I think I’ve said a lot, but just that for all the people that are already doing it that might watch this video, or if it’s in the group or what-not, or for anyone that’s thinking about it, we all start at the same place if we’re new to it. We all know Daniel Diaz is part of our group and he’s been very successful.

Oz:
Superstar.

Danny:
He said something the other day on Facebook I saw. It was incredible because he’s very successful now. He made a comment, he said, “I didn’t start on top, I started at the bottom.” I don’t know, is he five years into the business, this industry?

Oz:
Five years and he’s tried pretty much everything once until he decided that the way to go is to do it online. Otherwise, for him, I think he broke $50,000.00 in commission last month. So I know companies, in order for them to get to that level they probably would need to have five, six people on the floor, an office, overhead and things like that. And they will be super miserable because their team is following thousands of people every single day. And he’s a father, he works from home and he’s able to accomplish it by himself, using the same strategies that you’re using and all the other people. But yeah, that guy is one amazing dude. And I’m sure basically he doesn’t mind helping others, too.

Danny:
Oh, he doesn’t. He’s been a big help to me, but I said all that just to make a point that I think he would agree that he didn’t start on top. And none of us do. But he’s an example that if you are determined and you’ll put the work and the time in, and you’ll stick with it that could be the end result. That’s the example right there.

Oz:
Amen. I can’t disagree with that. Listen Danny, thanks so much. I appreciate your time. I know you had a long day so I’ll let you go. But great to have you in the program and great to meet you as an individual. So I guess I’ll see you soon at the Mastermind Event. I’m looking forward to spending more time with you, all right?

Danny:
Yep. Looking forward to meeting you in person and everybody else, appreciate it.

Oz:
Take care buddy, talk to you later.

Danny:
You, too. Bye.

Oz:
Bye bye.

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